OUR SERVICE
Home Loan
For those with fixed income plus rental income, the loan amount can be up to ten times the fixed income.
Self-Employed: We use bank statement income to help if your declared tax income doesn't meet the loan amount requirements.
High-Net-Worth Loans: These loans are backed by liquid deposits, stock funds, and other investment funds.
New Immigrant Loans: Based on your current income and the average income in your industry, we can estimate your future income level and apply for a bank loan of ten to fifteen times your current income at a low interest rate.
Pre-sale Loan
Pre-approval is available, with GST included in the total home purchase price for loan calculation; there's no limit to the number of investment properties, and loans can be obtained based on rental income.
Construction Loan
We provide comprehensive services from land acquisition loans to construction loans, ensuring a seamless process. The release of construction loan funds is closely aligned with the project's progress, maintaining constant communication with the bank and quantity surveyor. We offer an unimpeded draw down plan, allowing funds to be disbursed in stages. The loan amount can reach up to 75% of the total project cost, and we offer low-interest DPI applications.
Bridge Loan
Bridge loans are suitable for individuals with no income, low income, credit issues, or temporary cash flow difficulties. We offer loans of up to 80%-100% of the property value and provide clients with loan solutions to transition from private lending to A-tier or B-tier financial institutions.
Commercial Loan
For rental buildings, commercial storefront, warehouses, and factory buildings, the loan-to-value ratio can be as high as 70%. Commercial loan interest rates are typically lower than the central bank's overnight lending rate.
